Disclaimers

Neptune Wealth does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Neptune Wealth's website or incorporated herein, and takes no responsibility thereof. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Investment Risk and Performance
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Different types of investments involve varying degrees of risk. There can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Neptune Wealth) will be profitable or equal any historical performance level(s).

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Artificial Intelligence and Predictive Models
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Neptune Wealth utilizes custom language models and predictive technologies for investment research. While these tools enhance our capabilities, they do not replace human judgment. The output of these models should not be considered as financial advice or a guarantee of future performance. All investment decisions are ultimately made by human professionals considering various factors beyond AI-generated insights.

Currency of Information
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Certain portions of Neptune Wealth's website may contain discussions of Neptune Wealth's positions or recommendations as of a specific date. Due to various factors, including changing market conditions, such discussions may no longer be reflective of current position(s) or recommendation(s).

Not a Substitute for Personalized Advice
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No client or prospective client should assume that any discussion on this website serves as the receipt of, or a substitute for, personalized advice from Neptune Wealth or from any other investment professional. Neptune Wealth is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal or tax advice.

Rankings and Recognition
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Rankings or recognition by unaffiliated rating services or publications should not be construed as a guarantee of a certain level of results or as an endorsement of Neptune Wealth by any of its clients.

Interactive Tools
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To the extent that any client or prospective client utilizes any economic calculator or similar interactive device or software tool on Neptune Wealth's website, they acknowledge that the results are not, and should not be construed as, personalized individual advice from Neptune Wealth or any other investment professional.

Insurance and Annuity Products
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Insurance products and services are offered and sold through separately licensed and appointed insurance agents.

User Consent
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Each prospective client, consumer, and client agrees, as a condition precedent to access this site, to release and hold harmless Neptune Wealth, its officers, directors, owners, employees, and agents from all adverse consequences resulting from any actions or omissions that are independent of receipt of personalized individual advice from Neptune Wealth.

By using our website and services, you acknowledge that you have read, understood, and agreed to these disclaimers.

Last updated: October 29th, 2024